Buying Guides, Carriers and Rates
(as available), Consumer Updates
Changes to COBRA Coverages
under the new Stimulus Plan: Q & A
Notification Mar. 19, 2009:
Continuation of coverage under State/Federal law
The American Recovery and Reinvestment Act commonly know as the Stimulus
Plan was enacted on February 17, 2009. For workers who lose their jobs,
this new law may provide a 65% reduction in the cost of COBRA and other
state group continuation coverage. This document provides answers to
frequently asked questions from the employee perspective about how the
Stimulus Plan could affect them.
Shopping for Vermont's Catamount Health
Insurance
A Consumer's Guide to Health Insurance
Covers:
What is health insurance?
(How to get it, different types, special protections, etc.) What you
should know about managed care in Vermont. The different parts of the
policy. Glossary of terms. Consumer information/phone numbers.
Shopping for Individual or
Small Group Health Insurance
Listings of Vermont carriers and rates
2009 Vermont Managed
Care Report: A Guide for Consumers
- information about the performance of managed healthcare plans in
Vermont to help you evaluate your choices. Option:
Comment on this guide via an online survey
Shopping for Medicare Supplemental
Insurance
Explanations of coverages, side-by-side comparisons of benefits, carriers
and rates.
Shopping for Long-Term Care Insurance in
Vermont
Other Consumer Tip Sheets:
Disability Income
Insurance
What to Do if You are Denied
Benefits that You Think Should be Covered by Your Managed Care
Plan.
Appealing Your Insurer's Health Care Decision - how to obtain an
independent external review for denial of health care and mental health
care insurance benefits.
Health Insurance Coverage for Mental Health and Substance Abuse Treatment
Health Savings Accounts (HSA's):
What is an HSA? Who is eligible? How is it funded? Is it taxable.
What medical expenses qualify?
Discount Health Plans - What
Consumers Should Know
A Consumer Bill of Rights for Vermonters
Covered by Managed Care Plans
Information for Civil Union Partners in Vermont
Common Questions regarding Personal Finance (Banking, Insurance and Tax
Issues)
Advisories:
College Grad Health Insurance Issues/Options