Banking Division
General Information
The Vermont Banking Division regulates and examines a variety of entities that include banks, credit unions, lenders, mortgage brokers, sales finance companies, debt adjusters, and money servicers. The Division also provides consumer assistance, education, and outreach to protect consumers from financial fraud.
Contact us at 1.888.568.4547 or BISHCA-BNKConsumer@state.vt.us
Assistance:
Items of Interest...
- Banking Bulletin #35 PACE Reserve Fund (1/25/2012)
- Banking Bulletin #34 PACE Underwriting Standards (1/6/2012)
- Declared Rate for VT High Rate/High Point Disclosure for 2012 (11/23/2011)
- Commissioner Kimbell's Statement Regarding Hurricane Irene (8/31/2011)
- Sponsorship Requirements for MLOs Employed by Loan Servicers (5/10/2011)
- New Rules About Credit Decision effective January 1, 2011 (1/18/2011)
- Declared Rate for VT High Rate/High Point Disclosure for 2011 (10/20/2010)
- New Credit Card Rules effective August 22, 2010 (8/25/2010)
- Final Rules Regarding Residential Mortgage Loan Originator Registration (8/10/2010)
- Legislation 2010 Summaries of Bills Affecting the Banking Division (7/16/2010)
- New Overdraft Rules for Debit and ATM Cards (7/16/2010)
- Modification of Deadline for SAFE Licensing of Loss Mitigation Employees (4/19/2010)
- New Rules for Gift Card (4/19/2010)
- New Credit Card Rules effective February 22, 2010 (3/11/2010)
- NMLS Consumer Access Launched (1/25/2010)
- Fraudulent Work-at-Home Funds Transfer Agent Schemes (10/29/2009)
- Modification of Transition Deadline for SAFE Implementation (9/28/2009)
- Reverse Mortgage Counselors Protocol for Approval (8/4/2009)
- Vermont's Implementation of the Federal SAFE Act (7/7/2009)
- Mortgage Modification&Foreclosure Rescue Scams (4/22/2009)
