Insurance Division

The Insurance Division regulates the insurance industry in Vermont and protects the public in these general areas:
Solvency laws require insurance companies to operate in a fiscally responsible manner so that, after taking their customers' money (premiums), they can be counted on to pay claims down the road.
Consumer protection laws require companies to sell legal insurance products through licensed producers, treat consumers fairly, and pay claims in a timely manner. Finally, the Insurance Division reviews and approves all life insurance and property causalty policies sold in Vermont to ensure that they provide the protections required by Vermont law. Consistent with these responsibilities, the Division is divided into four sections:

• Consumer Services
• Company Licensing
• Producer Licensing
• Rates & Forms